![]() ![]() Post-1976, mobile homes are legally referred to as “manufactured homes” and must adhere to the HUD code building specifications. These created federally regulated national building codes for all mobile homes to make them safer and more durable to the whims of Mother Nature. It passed the 1974 National Mobile Home Construction and Safety Act, followed by the 1976 HUD Manufactured Home Construction and Safety Standards. These were like campers and travel trailers in that they could be transported and moved thanks to their trailer frames, axles, wheels, and tow-hitches, but they were different in size and furnishings.īut then the federal government stepped in to make sure affordable housing was safe for the American public. Prior to 1976, prefabricated, factory-built trailer homes were mass-produced and marketed as mobile housing. The confusion over mobile homes largely stems from their origin. Here is your official guide to everything a mobile home is – and isn’t. So let’s clear things up once and for all. It seems the public at large may still have some misconceptions about what a mobile home really is. Some wondered if log cabins count as mobile homes (they do not). Some people rejoiced and sent photos of their campers (sorry, friends! Those aren’t mobile homes either). Folks asked us if we could cover RVs (that's a job for auto insurance). Since Kin broke the news that our insurance company now offers mobile home insurance, we noticed some confusion. ![]()
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